Depends slightly of what type of riding you plan on doing.
The .95/19.6 should be good and on the firmer side better for twisties and the other combo slightly softer for better touring/comfort.
BR
Well I do both, that is why I bought VFR in the first place. When I am in the twisties chasing fellows on 1000RR, 1000 K7,8,9,... R1 and others I tend to ride fast and agressive. But When I am touring I always carry side cases, tob case and tank bag and passenger (I know too much). On stock susspension somethimes feels like I am doing push ups the whole trip.
So if valving is what makes ride plush or harsh not the spring it self. What is the best compromise? I must get it right at first try, because I am importing parts to Serbia (so called third world country), and it will be extremly expensive to send it back, almost as the cost of new.
As you said before, there is only one spring that fits the rider (based od free and rider sag numbers), I am guessing Better go firm I can dial in valving since I will have adjustable suspension. Or I am getting it wrong?
Ivan.